Garland auto insurance
Compare 12+ carriers writing in Garland. Avg monthly rate: $168 · cheapest available: $118.
See 12+ Texas rates
Top 8 Texas carriers, side-by-side
Estimated monthly rates for a 35-year-old driver, clean record, full coverage, $500 deductible. Sort any column.
U USAA A.M. Best A++ | 4.9 | $102 /mo |
G GEICO A.M. Best A++ | 4.6 | $118 /mo |
P Progressive A.M. Best A+ | 4.5 | $125 /mo |
T Travelers A.M. Best A++ | 4.5 | $128 /mo |
M Mercury A.M. Best A | 4.3 | $132 /mo |
S State Farm A.M. Best A++ | 4.7 | $143 /mo |
F Farmers A.M. Best A | 4.2 | $158 /mo |
A Allstate A.M. Best A+ | 4.4 | $168 /mo |
Why Garland drivers overpay
Garland drivers face above-average rates compared to smaller TX markets — denser traffic, higher claim frequency, and more theft attempts all push base rates up. The two-lever response is (1) raise your deductible from $250 to $500 (typically saves 8-12%), and (2) re-shop carriers every 6 months instead of auto-renewing.
The single biggest mistake we see Garland drivers make: assuming their carrier is automatically competitive at renewal. Carriers re-rate every cycle and frequently push 8-15% premium increases that have nothing to do with your driving record. Our comparison engine surfaces what 12+ other carriers would charge for your exact profile.
Carrier pick for Garland: GEICO, USAA, and Texas Farm Bureau (members-only) consistently rank cheapest in Texas. Allstate and Farmers price aggressively for hail-prone counties.
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Garland drivers — see your rate in 60 seconds
Avg Garland premium: $168/mo · Cheapest available: $118/mo